Final points to note:
Judgment is inevitable.
Christians shall be judged.
Works are a crucial element in the judgment.
There are only two outcomes. Life or death.
Judgment, logically, comes before sentence.
In the case of the church judgment comes essentially before the second coming.
Im quoting part of your post only because it's lengthty. Now why do you believe in such works-based salvation? Most the verses you provided don't clearly have anything to do with salvation. (Matthew 7:21 Matthew 18:23 Matthew 25:31 and Revelation 3:5 but this one only if you aren't saved yet).
Your leaving some crucicial scripture out when building your theology. Bible actually teaches that God gives us the faith. We can increase in it but it was really God who gave us faith in first place to save us.
But bible also teaches christian is sealed with holy spirit Once he becomes a believer. So this is the God's standard of what it means to believe and have faith. One can have different levels of faith but it was God who gave all the believers Holy spirit. Eph 1:13, Heb 12:2
i think you are missing lot in your theology... pretty much everything that Bible says about God's grace and how He saves us. your ignoring all this to say salvation is somehow earnable and we must do works to earn it. or have more faith but it really is works that you insist would be key to salvation.
Tit 3:4-7 But after that the kindness and love of God our Saviour toward man appeared, (5)
Not by works of righteousness which we have done, but according to his mercy he saved us, by
the washing of regeneration, and renewing of the Holy Ghost; (6) Which he shed on us abundantly through Jesus Christ our Saviour; (7)
That being justified by his grace, we should be made heirs according to the hope of eternal life.
Here bible says that our works did not save us. But we have been saved (past tense) by God's mercy. And what God did for us that He washed us and Gave the Holy spirit.
this leaves no room for making your self worthy and justified for salvation..
we are already justified by grace.
if salvation would be earnable God wouldn't have really bought us nor would Jesus sacrafice would be sufficient:
Heb 9:12 Neither by the blood of goats and calves, but by his own blood he entered in once into the holy place, having obtained eternal redemption for us.
Its faith that saves:
Luk 7:48-50 And he said unto her, Thy sins are forgiven. (49) And they that sat at meat with him began to say within themselves, Who is this that forgiveth sins also? (50) And he said to the woman,
Thy faith hath saved thee; go in peace.
there was no works involved in this persons faith but mere faith that saved her.
Salvation is of Grace and instant. we know this because bible says God gives us holy spirit at point of salvation. Why else would he do that? certainly our faith is good for God if He gives holy spirit to us:
Gal 3:13-14
Christ hath redeemed us from the curse of the law, being made a curse for us: for it is written, Cursed is every one that hangeth on a tree: (14) That the blessing of Abraham might come on the Gentiles through Jesus Christ;
that we might receive the promise of the Spirit through faith.
Salvation isn't about what we can accomplish. It's just about believing in Jesus and asking for that Water of life:
Joh 4:10 Jesus answered and said unto her,
If thou knewest the gift of God, and who it is that saith to thee, Give me to drink; thou wouldest have asked of him, and he would have given thee living water.
Joh 4:13-15 Jesus answered and said unto her, Whosoever drinketh of this water shall thirst again: (14)
But whosoever drinketh of the water that I shall give him shall never thirst; but the water that I shall give him shall be in him a well of water springing up into everlasting life. (15) The woman saith unto him, Sir, give me this water, that I thirst not, neither come hither to draw.
Salvation is also initiated by God:
Joh 6:44 No man can come to me, except the Father which hath sent me draw him: and I will raise him up at the last day.
Meeting God, drinking that water of life makes us born again, new creation and His children:
Rev 21:6-7 And he said unto me, It is done. I am Alpha and Omega, the beginning and the end. I will give unto him that is athirst of the fountain of the water of life freely. (7) He that overcometh shall inherit all things; and I will be his God, and he shall be my son.
Salvation is always decribed in scriptures as
singular and instant event, never a progress , never earnable. Only believable and askable.
God bless you