Its true that sin is not imputed to the saints...Still, if you do something wrong, lie, steal, anything, it only makes sense to go to the Father and make it right...Why? When you do something wrong, the enemy will put guilt on you and totally cramp your style. Unless of course you've decided that since sin is not imputed to you, that makes everything legal for you? The fact that your sin is covered does not change the fact that obedience etc are still our mandate.
You can decide what you want to, as a "true believer in Christ", if you go ahead and Sin on purpose, the "Law" of God will eat you up, your own conscious. Because the devil is going tell you "the truth", night and day! He is going to but salt in that wound. GOD has warn you

And a couple of "abracadabras" and a few "hail Mary's" is not going give you peace. "When night come you going to wish it was Day, and Day come you are going to wish it was night"!
That devil, is going to grab you by your "Neck" and drag you down that alley backwards, until he gets tired, and the frightening thing about it. it might be in a day, when you thought you got away, because GOD didn't chastise you right away, now it is 30 years later, peace and safety, in the wee hours of the night. "MENE, MENE, TEKEL, UPHARSIN" when the "Holy Spirit" bring to your remembrance", what you did. David said: "You have Chasten me very Hard, but YOU have not given me over to death". DAMNATION and a whipping are two different things.

you can shake it off when you are young, But in a old age, you cannot shake it off that easy. Just because you are old, does not mean GOD will be light on the whip. "He has no respect of person" and "There is neither male or Female" in Christ Jesus! Now you will find out what the word of GOD Meant: "He
scourges every son whom he receives"! you thought you knew what that meant! Now 40 years later, after you have known Christ, Somehow you have remembered, every sin you have committed in word and deed, since you was 2 years old, Not One stone unturned. Sins of commission and omissions! and You are not going to need a "priest" a pastor, or a book to explain to you what is happening.
I do not care if you are on your dying bed, "Child of GOD" it might seems the hour before your death it may seem as if it has been a 100 years. But when you leave from Here, you are going to be "Sanctified" and ready! You do not get by with nothing! Do not let your sins add up! It is a reason "child of GOD" God has warn you! Condemnation and Scourging are two different things.
"He Makes me Lie down in Green Pastures", "Thy ROD and Thy STAFF" comforts me."
The world do not understand or favors that kind of Language.
"Sins cannot be charged" but to a Child of GOD, SINS will get you "Scourgings"! Even if GOD waits until your last dying hours! You are going to be as pure GOLD when you leave from here.
Do not put your "Lord God" to the test.
Ecclesiastes 8:11
"When the sentence for a crime is not speedily executed, the hearts of men become fully set on doing evil."
NASB 1977
“These things you have done, and I kept silence; You thought that I was just like you; I will reprove you, and state
the case in order before your eyes.
King James Version
My little children, these things write I unto you,
that ye sin not. And if any man sin,
we have an advocate with the Father, Jesus Christ the righteous:
Do not put Him to the test.